Individual Insurance
Cover for the people who depend on you.
Whether you are buying a home, having your first child, protecting your income against a disabling illness, planning for the continuation of a business, or reducing the tax burden on your estate — most people need some insurance.
Every client's financial situation is different, so the need and the solution are different too. An advisor can work through what you actually have to protect, what would happen if your income stopped, and what is already covered by an employer plan or a government programme before recommending anything.
We act as a broker rather than the agent of a single insurer. We work with a broad range of Canadian carriers, which lets us compare terms and pricing and make a recommendation that puts your needs first.
What we can arrange
- Life insurance — term and permanent
- Critical illness insurance
- Disability insurance — income replacement
- Health and dental
- Long term care insurance
- Mortgage protection
- Travel and visitor insurance
Insurance products are subject to the terms, conditions, limitations and exclusions of the issuing insurer's contract. Eligibility and premiums depend on underwriting.