Group Insurance
Benefit plans built around how your organisation actually works.
Group benefits cover employees and their families for medical, dental, hospital and life insurance costs — and a well-designed plan helps attract and keep good people.
Group benefits are also a significant and recurring financial obligation for an employer, sitting alongside government-sponsored programmes. Every organisation's needs are different, so the plan should be designed around your workforce, your budget and your claims history rather than an off-the-shelf template.
As a broker we work with a broad range of Canadian carriers, which lets us take your plan to market objectively at renewal rather than accepting whatever the incumbent proposes.
Working with your HR team
- Plan design — matching cover and cost to your workforce
- Administration support
- Employee claim support
- Employee communication — so people use what you pay for
- Annual renewal — reviewing experience and re-marketing
Wellness
We can pair a plan with a workplace wellness programme. Beyond the direct benefit to employees, healthier claims experience is what keeps renewal increases down over time.
The particulars on this page are general. Plan availability, rates and terms depend on the insurer, group size and claims experience.